Saved Cards

The Saved Cards section in the Finmo dashboard allows you to view and manage the cards that your customers have saved for future payments.

View Saved Cards

To view your customer's saved cards, navigate to the Customers module and click on the Saved Cards Tab

Column Definition

The table below explains the meaning of each column in the saved card list.

Column	Description
Card Token ID	The Finmo token ID for the saved card (may be truncated in the table)
Checkout User ID	The internal customer handle (xo_user_id) that groups saved cards for the same customer
Card Number	Masked PAN (e.g., 4242********4242). Only the first and the last-4 digits are visible
Card Holder Name	Name stored with the token
Card Brand	Visa, MasterCard, etc.
Expiry	Card expiry month/year

Add a new card

Step 1: Clicking on the `Add a new Card` CTA creates a secure session for your customers to enter and save their card details.

Step 2: Share this URL with your customer where they can enter and save their card details.

Step 3: System Verification

New User Registration: For a new user, when they enter their email, card details, and phone number, the system verifies their information. An OTP will then be sent to the provided mobile number to confirm the card and complete the verification process before it is securely saved for future use.

Returning User: For a returning user, when they enter their email, the system checks if they have previously logged in. If so, an OTP is sent immediately to their registered mobile number to verify their identity before allowing them to add and save a new card.

Step 4: Confirm and Save the Card

Once the required details are entered, the customer will be able to save their card successfully, enabling a faster and more convenient checkout experience in the future.